KV Physician Services, LLC
Insurance & Coverage Information
At KV Physician Services, our offices are contracted with all major insurance companies. However, it’s important to understand how insurance plan networks work, especially under the Affordable Care Act (ACA).
Important Information About Insurance
While we are in-network with many major carriers, each insurance company offers thousands of plan variations—each with different networks of providers. Even if you carry a card from a company we’re contracted with, not all plans may list us as a preferred provider.
These decisions are made by the insurance companies, not by our office or your physician.
What This Means for You:
✅ Always verify our participation in your specific plan by reviewing the Provider Directory for your selected plan.
✅ If we are not listed as an in-network provider, you are still welcome to be seen by our team—but please be aware that non-covered services may become your financial responsibility.
Example:
If you have an Anthem insurance card, we will gladly see you. However, you must confirm that we are in-network for your specific Anthem plan. If we are not, any out-of-network or non-covered services will be billed to you directly.
Plan Limitations
🚫 SoundClinic does NOT accept Medicare or Medicaid plans
Need Help?
Choosing a new plan or unsure if we’re in-network? Please contact your insurance provider or reach out to us—we’re happy to help guide you through the process.
Deductible
The amount you have to pay out of pocket for expenses before the insurance company will cover remaining costs.
Coinsurance
Percentage that insurance does not cover. For example a 70/30 insurance plan means that the insurance pays 70% of allowed amount and the patient pays 30%. This typically comes into play after you have met your deductible.
Copay
Fixed fee for your office visit that is due from patient at time of service. Depended on services received, coinsurance or deductible may still be owed on additional services outside of standard office visit.